The Financial Stability Committee (FSN) of the Central Bank of Iceland takes decisions on the application of the Bank’s financial stability policy instruments. Financial stability means that the financial system is equipped to withstand shocks to the economy and financial markets, to intermediate credit and payments, and to diversify risks appropriately.

The Central Bank conducts quarterly lending surveys among the four commercial banks. In the surveys, the Bank asks about respondents’ assessment of credit supply and demand; changes in their lending rules, lending rates, and interest premia; and the factors that have determined those changes in the past three months. Respondents are also asked about their expectations for the coming six months. The results of the most recent survey, conducted during the period 1-17 April 2026, are based on the average of the responses.

Ásgeir Jónsson, Governor of the Central Bank of Iceland, and Þórarinn G. Pétursson, Deputy Governor for Monetary Policy, attended the Spring Meetings of the International Monetary Fund (IMF) in Washington DC last week together with other representatives from the Central Bank of Iceland. The Governor, Deputy Governor and other Central Bank representatives met with officials from the IMF, the Nordic-Baltic Constituency, financial institutions, and delegations from other countries.