Savings in the form of credit in deposit accounts are insured to a certain extent through the Depositors and Investors Guarantee Fund for financial Undertakings. Insurable deposits with member companies of the Depositors and Investors Guarantee Fund for financial undertakings i.e. deposits that are not excluded from insurance coverage according to Act No. 98/1999, benefit from insurance coverage up to EUR 100,000. If the assets of the Deposit Department do not increase enough to pay the total amount of insured deposits of member companies, the payment from the department shall be divided among creditors in such a way that they are compensated proportionally and equally as the assets of the department increase.