The Central Bank conducts quarterly lending surveys among the four commercial banks. In the surveys, the banks are asked for their assessment of developments in credit supply and demand; changes in their rules on lending; interest rates and interest premia; and the factors that, in their opinion, had made a decisive impact on these changes in the previous three months.

The króna appreciated by 0.7% from the beginning to the end of 2025. Total turnover in the interbank foreign exchange market increased year-on-year.

The Central Bank of Iceland Monetary Policy Committee’s (MPC) report to Parliament (Alþingi) on the Committee’s work in H2/2025 has been published.

The Central Bank of Iceland has sent the Government a report on inflation above the deviation threshold of the inflation target in December 2025.