The Bank’s semi-annual Financial Stability report presents an overview of the position of the financial system, its strengths and potential weaknesses, and the macroeconomic and operational risks it may face. In addition, it explains how the Central Bank carries out the tasks necessary for the operation of a sound and effective financial system.

The Icelandic financial system is on a solid footing and is well prepared to withstand unforeseen shocks. The systemically important banks’ financial position is strong, and their access to market-based funding is good. In the recent term, the banks have refinanced foreign market-based debt on favourable terms, with longer maturities.

A state­ment of the Fin­an­cial Sta­bil­ity Com­mit­tee will be pub­lished at 8:30 to­mor­row, Wed­nes­day 25 March 2026. The Financial Stability report will be pub­lished at 8:35.